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It's decision time

Published on: 09/01/16 01:41:pm

Without getting too technical, interest rates have had a substantial effect on how scheme administrators must calculate member transfer values. The lower the interest rate, the higher the transfer value offered.


Our retirement advice is written personally by a Chartered Financial Planner in the UK, under the UK regulator, the Financial Conduct Authority (FCA)

Brexit has resulted in a unique opportunity for those with UK defined benefit pensions. The drop in interest rates to an all-time low of 0.25% can’t last long, but while it’s here we need to take advantage of it. If you have a defined benefit (“final salary” or “career average”) pension plan, NOW is the time to review your options.

In the last few months we have seen pension calculations increase up to 20% from their value at the beginning of the year. If you have a frozen plan you should now assess your options, knowing that the value you are offered today will potentially be the best offer you will ever get.

For more information, please call +41 22 710 7864 or download our FREE Pension Review Update Brochure and YOU can decide what’s best for future you.

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