QROPS

Investors with UK pension rights who want to live outside Britain permanently who want a better return on their money can boost their pension funds with a QROPS.

A QROPS – short for Qualifying Recognised Offshore Pension Scheme – gives an international worker or expat freedom to gain enhanced tax advantages and freedom to control investments.

New investment opportunities

With a QROPS, you don’t have your investment choices limited to the UK stock market and other UK-based investments.

QROPS Investment options

One of our specialist QROPS advisors will discuss the best investment advice for you. Investment opportunities include:

• Taking up to 30% of the pension fund as a tax-free lump sum.
• Investing in any currency, any stock market and a wide range of assets
• Purchase property directly.

QROPS tax planning

Having a QROPS means not having to buy an annuity – so your pension lives on when you die as part of your estate. Inheritance tax planning will minimise the risk of your family and loved ones losing the wealth you worked hard to build.

QROPS Adviser is a specialist division of GWM, read more about QROPS here.