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Disruptive Innovation  
14.05.2013

Guardian Wealth Management has carved out a reputation as one of the leading professional financial planning companies for UK and expatriate clients. As a company, Guardian Wealth Management is committed to helping its clients create and preserve their wealth, whether they are interested in UK investments, European investments or want to focus further afield in Asian investment opportunities. We pride ourselves on our ability to remain at the cutting edge …

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A number of easy ways to maximise your pension
08.05.2013

What do you want to do with your retirement? Travel the world and see the sights, buy that dream home in the country, or simply enjoy the time you have with your loved ones. Whatever and however you plan on spending your retirement, none of it is possible if you don’t save the pennies. Having a retirement and pension plan in place is a must to ensuring you can have …

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Why Bring The State Pension Reform Changes Forward A Year?
03.05.2013

George Osborne recently announced that the reform for the new Single-Tier Pension System was to be introduced a year earlier than anticipated, sparking huge debate between MP’s, employers, employee’s and current pensioners on the risks that could envelop. One thing that is certain is that in our current economic state, one cannot overlook the importance of saving for the future. Sparking Debate The new, simple pension system that Mr Osborne …

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Are UK pensions now simpler and less confusing than in 2006?
15.04.2013

The 5th April 2013 marks seven years since pensions were reformed in the UK. Named the ‘A Day’ pension reforms, they were supposed to simplify pensions and make the path smoother and easier for the general person. Lifetime allowances, tax free lump sums set at 25 per cent and flexible company pension arrangements were put in place. However, even after this, there have been many changes to this reform and …

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Cyprus QROPS, how does the bail out affect UK expat investors?
15.04.2013

Cyprus was a QROPS financial centre, for 4 schemes which were approved by the UK. HM Revenue and Customs until April 2012. The Cyprus 10 billion euro bail out has led to banking problems across the island – but what about the hundreds of Qualifying Recognised Overseas Pension Scheme investors who have money tied up in the island? From April 2012, the Cyprus QROPS remains a pension scheme, but they …

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Aspirin use could cost $100 Billion in Pensions Costs
15.04.2013

It has been reported aspirin’s recent use in fighting cancer and extending life expectancy has been identified as a risk which could potentially increase pension liabilities by as much as $100 billion. Studies published in 2012 in the Lancet have shown that daily doses of aspirin may reduce the chances of developing or dying from cancer earlier than previously thought and also preventing tumours from spreading. Some U.S studies have …

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David Russell

David Russell was born in Edinburgh, Scotland in 1979 and attended the prestigious Edinburgh University Law School, attaining an Honours Degree as a Bachelor of Laws. Soon after graduating, David joined Guardian Wealth Management in Geneva, helping from inception to establish an office which is now regarded as one of the leading providers of financial advice to the employees of many international organisations.

David was later promoted to GWMs emerging head quarters in Brussels, serving a successful five year tenure, during which time he established the company as a leading player in the international market, frequently advising the diplomatic staff of NATO and the European Commission on their personal finances while living internationally. With the expansion of the company into the Middle East, David was elected to take over the reigns as the Senior Executive Officer of Qatar from CEO David Howell in January 2011.

David brings a wealth of experience to the Qatar office as well as a sound legal background which stands him in very good stead in ensuring the team in Qatar bring the best in financial advice to our many expatriate clients.

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Guardian Wealth Management Qatar LLC is authorised by the Qatar Financial Centre Regulatory Authority.

Guardian Wealth Management SPRL is supervised by the Financial Services and Markets Authority.

Guardian Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority.

Guardian Wealth Management SARL is a member of the Organisme d'Autoregulation fonde par le GSCGI et le GPCGFG (OAR-G).

Guardian Life Management is an appointed representative of Continental Financial Services who are licensed by the Central Bank of the UAE.

Guardian Life Management Ltd is a member of the Hong Kong Confederation of Insurance Brokers.

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