Guardian Wealth Management has carved out a reputation as one of the leading professional financial planning companies for UK and expatriate clients. As a company, Guardian Wealth Management is committed to helping its clients create and preserve their wealth, whether they are interested in UK investments, European investments or want to focus further afield in Asian investment opportunities. We pride ourselves on our ability to remain at the cutting edge …

What do you want to do with your retirement? Travel the world and see the sights, buy that dream home in the country, or simply enjoy the time you have with your loved ones. Whatever and however you plan on spending your retirement, none of it is possible if you don’t save the pennies. Having a retirement and pension plan in place is a must to ensuring you can have …

George Osborne recently announced that the reform for the new Single-Tier Pension System was to be introduced a year earlier than anticipated, sparking huge debate between MP’s, employers, employee’s and current pensioners on the risks that could envelop. One thing that is certain is that in our current economic state, one cannot overlook the importance of saving for the future. Sparking Debate The new, simple pension system that Mr Osborne …

The 5th April 2013 marks seven years since pensions were reformed in the UK. Named the ‘A Day’ pension reforms, they were supposed to simplify pensions and make the path smoother and easier for the general person. Lifetime allowances, tax free lump sums set at 25 per cent and flexible company pension arrangements were put in place. However, even after this, there have been many changes to this reform and …

Cyprus was a QROPS financial centre, for 4 schemes which were approved by the UK. HM Revenue and Customs until April 2012. The Cyprus 10 billion euro bail out has led to banking problems across the island – but what about the hundreds of Qualifying Recognised Overseas Pension Scheme investors who have money tied up in the island? From April 2012, the Cyprus QROPS remains a pension scheme, but they …

It has been reported aspirin’s recent use in fighting cancer and extending life expectancy has been identified as a risk which could potentially increase pension liabilities by as much as $100 billion. Studies published in 2012 in the Lancet have shown that daily doses of aspirin may reduce the chances of developing or dying from cancer earlier than previously thought and also preventing tumours from spreading. Some U.S studies have …