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SIPPs versus QROPS – which is the better choice?
04.02.2012We’re faced with many different choices when it comes to retirement planning and pensions, and for those who live outside of the UK or are intending to retire abroad, gaining an understanding of the differences between SIPPs and QROPS is essential in order to make the right decision. While there are some similarities between SIPPs and QROPS, there are some integral differences that need to be understood too. SIPPS stands …
A stitch in time
06.07.2009
International Women in Retirement Women in retirement account for a growing segment of the global population but, despite advancements in female workforce behaviour, an increasing percentage of elderly women are finding themselves facing poverty during retirement. Women working internationally can be particularly prone to finding themselves in a difficult situation when it comes to retirement. In today’s Western World there is a relative lack of options to accommodate women’s circumstances …
Spotlight on Structured Products
06.07.2009
The financial crisis has certainly put the spotlight on structured products. The collapse of Lehman Brothers and the subsequent news about retail investors losing their retirement money invested in Lehman structured products have certainly painted a negative picture of the derivatives-based investment vehicle. With this kind of publicity, one would have thought that structured products are out of favor. But this was not the case in 2008 when sales to …
Are we nearly there yet?
06.07.2009
In stark contrast to the beginning of the year, when stock markets wouldn’t stop falling, we are now seeing the opposite. It seems like only yesterday that we were fearing a banking collapse, the end of capitalism as we know it and the prospect of becoming the sequel to the Great Depression of 1930′s. Peoples’ perceptions about the depth and severity of this recession seem to change on the flip …
QROPS
06.07.2009
Pension is a boring subject to most, unless you’re about to retire. But since 2006, there’s a buzz surrounding UK pension, an excitement generated by the coming of QROPS. So what is QROPS and why should you care? A QROPS is a Qualifying Recognised Overseas Pension Scheme that is recognized by HMRC. The benefits it provides to non-UK residents with UK pension schemes are huge. Prior to April 2006, it …
12.5% Return
04.07.2009
We are pleased to announce a new and exclusive product to Guardian Wealth Management clients. We have developed a unique product with Nomura Bank, which provides clients with the opportunity to benefit from 12.5% Growth Per Annum for up to five years. The Nomura Autocallable note is an exceptional flexible proposition, providing the potential of 12.5% growth per annum from three of the world’s major Stock Markets. This new and …




